About Us Who we are

Built for businesses that
move money without borders.

Avermo is a licensed financial services company headquartered in Toronto, Canada. We build the infrastructure that lets global businesses send, receive, convert, and hold money across 170+ countries — from a single, compliant platform.

170+
Countries
4
Integrated products
50+
Currencies
1
MSB License
Our mission

Global business should move at the speed of ideas. We built the infrastructure to make that possible.

Too many ambitious companies are held back by fragmented payment infrastructure — multiple banks, brokers, and processors that don't talk to each other. We built Avermo to change that: one platform, four solutions, and a single compliance framework that covers everything.

Our story

From a single frustration to a full financial stack.

Avermo was born out of a simple but persistent problem: growing businesses that operate internationally are forced to cobble together a patchwork of banks, FX brokers, crypto exchanges, and payment processors — each with its own KYC process, contract, and API. The result is operational friction, hidden costs, and compliance headaches that slow growth.

We set out to build what didn't exist: a single, regulated platform where a business could manage all of its cross-border financial operations under one roof. Starting with FX Exchange and Virtual Accounts, we expanded into Crypto Exchange and Payment Gateway — all interconnected, all under one compliance umbrella, all accessible with a single account.

Today, Avermo is licensed as a Money Services Business (MSB) under FINTRAC in Canada and is actively expanding its regulatory footprint across key jurisdictions. We serve importers, exporters, tech platforms, crypto-native businesses, and any company that needs to move money efficiently across borders.

Origin
The problem identified
Founders experienced firsthand the pain of managing cross-border business payments through multiple disconnected providers.
Foundation
FX Exchange & Virtual Accounts launched
The first two products go live — real-time FX conversion and multi-currency virtual accounts for business clients.
Licensing
MSB License obtained — FINTRAC
Avermo is registered as a Money Services Business under FINTRAC, establishing a compliance framework that covers all products.
Expansion
Crypto Exchange added to the ecosystem
USDT and USDC business accounts with instant stablecoin-to-fiat conversion, integrated with the existing FX and VA infrastructure.
Now
Payment Gateway & global scale
The complete four-product ecosystem is live. Avermo now serves businesses across 170+ countries with one account, one API, one compliance check.
What we stand for

Four principles that drive every decision we make.

Global by design

Every product is built from the ground up with cross-border operations in mind. We don't retrofit domestic tools for global use — we design for 170+ countries from day one. Local payment rails, multi-currency accounts, and real-time FX are core infrastructure, not add-ons.

Compliance first, always

We believe trust is built through transparency and accountability. As an MSB-licensed company under FINTRAC, every product we offer is backed by real regulatory obligations, full AML/KYC programs, and ongoing transaction monitoring. Compliance is never an afterthought at Avermo.

Simplicity at scale

Complex financial operations should not require complex tools. We obsess over making multi-currency treasury, stablecoin conversion, and global payout — genuinely simple for the humans who use them every day, without sacrificing power or reliability for high-volume clients.

One ecosystem, not four vendors

We believe your payment infrastructure should be unified, not fragmented. Every Avermo product is designed to work independently — but the real value emerges when they work together. One KYC, one contract, one API, one ledger. That's the Avermo difference.

Why Avermo

The numbers behind the platform.

170+

Countries with active rails

We maintain live payment corridors in over 170 countries, covering major economies and emerging markets across every continent — so your business never hits a wall.

50+

Supported fiat currencies

From USD and EUR to MXN, NGN, and AED — Avermo supports the currencies that matter for real cross-border commerce, not just the ones that are easy.

1

KYC for all four products

Complete your compliance onboarding once and unlock FX Exchange, Virtual Accounts, Crypto Exchange, and Payment Gateway — without repeating the process for each.

Regulatory standing

Licensed, transparent, and accountable.

Avermo Financial Services Inc. is a registered Money Services Business (MSB) under FINTRAC — Canada's financial intelligence and regulatory body. Our license covers currency exchange, money transfer, and dealing in virtual currencies, giving you a fully compliant partner for your entire payment stack.

MSB Licensed — FINTRAC Canada
Registration #M23408085 — Active
Full AML / KYC Program
Transaction monitoring — Sanctions screening — Risk scoring
256-bit Encryption & Data Security
Data residency in Canada — SOC 2 aligned
Expanding Regulatory Footprint
Actively pursuing additional licenses in key jurisdictions
Join Avermo

Ready to move money
without the friction?

Open your Avermo account today and access the complete global payment infrastructure — FX, Virtual Accounts, Crypto, and Payments — under one roof.